Jennifer Henry | Chief Executive Officer 

Jennifer Henry is a seasoned banking professional with over fifteen years of experience in a variety of leadership, advisory and project management roles, including but not limited to board, operations, lending, international & offshore banking and climate finance. Through these experiences, Jennifer has developed a deep understanding of all aspects of banking, including governance, financial management, risk management, regulatory compliance, staff development and customer service.


Robert Tererui | Asset Management Unit Manager

Robert began his banking career with the Cook Islands Development Bank in November 1991. Initially employed as a clerk with the Finance/Operations department he changed roles in 1995 to take up the challenges in the Lending department. Robert was promoted to Senior Credit Officer during his term in Lending. In 2004 his position was reassigned and he became a Senior Asset Management Officer. Robert became the relieving manager for the Asset Management Unit in October 2012 and in April 2013 that role became permanent. Socially, Robert enjoys his involvement with his Church and playing in the bank’s business house golf team.

Ron Patia | Manager Customer Service and Marketing

Bank of Cook Islands’ Manager Credit, Ron Patia, joined up in March 2009. Ron’s previous banking career, which spanned 10 years and began with Citibank in Sydney, has been pretty diverse. His roles have covered complaints management, liaison, team leadership, customer services, mortgages, personal lending and card services. Ron holds a Master of Finance/Accounting Degree (University of Technology, Sydney), and a Bachelor of Arts (University of the South Pacific).

Robert Matheson |  Chief Information Officer

Rob joined BCI in 2020 to lead the banks digital transformation initiative. He has over 20 years' experience in the Technology Sector leading teams at both operational and strategic levels. Rob lead digital transformation in the education sector and has prior experience in the telecommunications industry. Rob is passionate about staying current and learning new things. he has a range of industry qualifications as well as a Masters in Digital Business (Waikato University) with undergrad degrees in Science (Physics) and Education. 

Teruautu Ringi | Relationship Manager ( Corporate and Business Finance)

Teruautu began his banking career in 1997 with the then Cook Islands Development Bank, specialising in credit and continued with the then newly formed Bank of the Cook Islands in 2001. Prior to taking up his current role, Manager Asset Management Unit in 2009, Teruautu was a project officer in the Aid Management Division of the Ministry of Finance and Economic Management responsible for the social sectors of education and health and including the economic sector covering small and medium sized enterprises (SME’s).

Tapita Patai | Manager Internal Audit

Tapita joined the Bank of the Cook Islands in 2005 as senior lending officer. In 2008 her leadership journey began! Initially it was in the area of lending, as the personal loans team leader where Tapita was responsible for managing a small team of four. Then in March 2011, Tapita took up the challenge of being the relieving Manager, Compliance and in September 2012, that appointment became permanent.

Prior to joining BCI Tapita worked for the ANZ Banking Group in New Zealand for 8 years. Tapita enjoys socialising with friends, especially her BCI family – and that’s outside of work!

Rex Valoa | Manager Information Communications and Technology

Rex joined BCI in 2006 as Information Technology Administrator. He brings years of IT experience from various industries including Inland Revenue Department, Telecom Cook Islands and Pacific Computers Ltd. Rex was involved with planning & implementation of key strategic IT & e-banking BCI projects over the past years. His vision is to provide quality IT service management for BCI to meet its objectives.

Rex holds a Masters of Business Administration and Masters of Information Systems (University of South Pacific).

Elizabeth Tommy | Chief Operating Officer

Elizabeth joined the Bank in January 2017. She holds a Bachelor of Arts degree in Accounting, Financial Management and Tourism and is a member of the New Zealand Institute of Chartered Accountants. Elizabeth has over 10 years of work experience in senior management roles in the areas of audit, aid, public sector, state owned enterprise (SOE) and banking.

Elizabeth’s most recent previous work experience included Financial Controller of Te Aponga Uira and Crown Accounts Manager for the Ministry of Finance and Economic Management.

Briar Taputu-Crombie | Relationship Manager - Personal & Mortgage Finance

Briar joined the team at the BCI in January 2018 after moving country from Australia. Briar has been in the banking industry since 2009 working for ANZ and Bankwest. Her first position was for ANZ QLD as a Broker Support Officer, where she soon after became the Team Leader. From here Briar relocated to WA for a job opportunity within ANZ assisting with the Management of a Commercial & Agriculture Business Banking Portfolio. After 5 years with ANZ Briar began her next adventure with Bankwest where she remained in the Business Banking sector.

Briar moved to Rarotonga with her Cook Island husband, 4-year-old daughter and not to forget, her 8-year-old black Labrador. The family is enjoying being back home and hope to remain for many years to come.

Sandra Yeats | Chief Risk Officer

I am a seasoned professional with extensive experience in client experience and operations management in the education sector. I have served as the COO of an adult learning provider in New Zealand, where I oversaw the strategic planning, budgeting, and quality assurance and risk management of the organization. I have a bachelor's degree in business with a major in accounting and finance (Massey University, NZ), which gives me a solid foundation for managing financial and operational risks.

I recently relocated to Rarotonga to join BCI as the CRO, and I am eager to apply my skills and knowledge to help  to continue enhancing the performance and reputation of BCI. I am passionate about delivering excellent service to our clients and stakeholders, and I looking forward to working within such a great team.

Mii Mataora | Manager Human Resources

Mrs Mii Mataora in her current role as Manager Human Resources joined the BCI in September 2002 as Internal Auditor. She has over 20 years work experience within the Public Service and Te Aponga Uira covering the areas of internal audit, finance and administration.

Mii has a lot of personal interests but finds time spent with family as the most rewarding.

Fred Manuel | Manager International Banking 

As Manager International Banking, Fred lives by a ‘Can Do’ approach!

Fred joined BCI in May 2020 and brings to the role his practical approach, gained not only from the wealth of knowledge via his vast banking career, and just as importantly, his personal insights.

Fred’s banking career pre BCI, spanning over 20 years across banks in NZ and Australia includes: Global Payments, Trade Finance, Foreign Exchange, International Banking, Customer Relationship Management, Sales and Marketing, Project Management, Mainframe System development and Product & Pricing analysis.

Outside of banking, Fred has held various roles including Business Development Manager with Training & Assessment Mentor Pty Limited; and more recently pursued personal goals as an Entrepreneur creating a final product for delivery and sale on the Amazon USA platform.

Fred’s personal regime consists of a rigorous physical routine, having competed in the disciplines of Muay Thai (New Zealand), Jiu-Jitsu (Australia) and Judo (Australia).

As a returning Cook Islander, Fred has come home to connect to his roots; and is excited to add his expertise to the Peoples Bank.

Mii Joseph | Manager Branch Network 

I’ve been in the banking industry since 2007 working with the Cook Islands Bank South Pacific, formerly known as Westpac Corporation. Taking banking as my first place of employment; I say I am a product of the banking industry where professionalism, quality, teamwork, valuing people and other great values have been shaped from scratch. I hold 14 years of banking experience, served within the banks International Services, Retail (Tellers/Customer Services), Electronic Banking Services, Customers Service Support, Analytical positions, Project Management, Assets Management, Human Resources and Marketing and recently served in Human Resources Development where I established a heart to see people push forward in their banking career and succeed.

Outside of banking, I am a fully devoted follower of Jesus Christ where I am a part of leadership in youth ministry and the main church. I have been involved in the Tupapa Mararenga Football premier team for 16 years and had the privilege to captain the team for 12 years. Represent the Cook Islands Football in several world cup qualifies since 2007 and was honored to captain the team in the 2012 world cup qualifier.