At BCI we believe that in your golden years you deserve golden service, and that’s exactly what you will get when you sign up to BCI's Golden Saver account. You’ll get unlimited access to your deposits and you can choose how you access your money.

You can have your overseas superannuation (New Zealand and Australia), or Cook Islands Government Pension or your salary and wages directly credited to your Golden Saver Account with access to your money with your BCI cards (anytime at ATM machines on Rarotonga and Aitutaki, or  EFTPOS). You can even follow your transactions by signing up for Text Banking, and you will also receive monthly online statements.

By being a Golden Saver Account holder, you will have access to a variety of BCI financial services including inter-islands Money Order Transfer (MOT), automatic payments, and international telegraphic transfers.

For balances over $5,000 3.00 % p.a. Interest rate

Product Features:

Banking Account - Fees
BCI ATM or EFTPOS : $0.35
Monthly Fee : $0
Debit interest charge : 19.50% pa
Banking Account - Interest Incomes
Balance up to $1,000 : 1.00% pa
Balance of $1,000 - $4,999 : 2.00% pa
Balance between $5,000 and over : 3.00% pa
Balance over $500,000 : 0.00% pa
Banking Account - Access Method
Branch Access : Yes
ATM/EFTPOS Access : Yes
Cheque Book : No
Passbook : Yes
Banking Account - Key Features
Availability of funds : On call Internet Access
Minimum to open : $10