Public Notice: During the months of January to May 2021, exterior renovations will be taking place on BCI House, starting on Tuesday 26th January during the hours 7:00 am – 6:00 pm.  Our usual bank entrance will remain open during banking hours and ATM services will still be available for customer requirements.

We appreciate your patience and understanding and apologise for any inconvenience this may cause.

 For more information or enquiries please contact Terongo Tekii (Manager Corp Support – Premises) on 29341 ext 857 or email terongo.tekii@bci.co.ck.

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Peoples Saver Account

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The People's Saver Account is a pay as you go type of account, where you only pay for those transactions you make when using your "Everyday debit card" at BSP or BCI ATMs and when paying with BSP EFTPOS. There is no monthly account keeping fee and you earn competitive interest every month. With the Everyday debit card you get convenient, and easier banking.  This is the ideal account to use as your monthly bill paying account and you can keep track of your account movements with Text Banking.

For Balances over $1,000 1.00 % p.a. Interest rate

Product Features:

Banking Account - Fees
BCI ATM or EFTPOS : $0.35
Debit interest charge : $1.50 per transaction
Transaction Fee : $1.00 per transaction
Monthly Fee : $0
Reissue of PIN : $5
Reissue of Everyday/ Vaka card : $15
Debit interest charge : 19.50% pa
Reconciliation books : $3
Banking Account - Interest Incomes
Balance up to $299 : 0.00% pa
Balance of $300 - $999 : 1.00% pa
Balance over $1,000 : 1.00% pa
Banking Account - Access Method
Branch Access : Yes
ATM/EFTPOS Access : Yes
Cheque Book : No
Banking Account - Key Features
Availability of funds : On call
Minimum to open : $10

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Bank of the Cook Islands, PO Box 113, Maire Nui Drive, Avarua, Rarotonga, Cook Islands, SWIFT Code: BCKICKCR, BSB: 05-1501,

Email: cash@bci.co.ck; Tel: (682) 29-341 or After Hours: (682) 29-342; Fax: (682) 29-343